Here is your Morning News Rundown for Monday, Dec. 15:

Alberta MLS sales expected to remain flat in 2015, but price growth forecast to lead country – Calgary Herald

Wait list for affordable housing in Calgary grows to 3,624 – Calgary Herald

Avalon Master Builder launches Glas – Calgary Herald

Subprime lending market in Canada skyrockets to record as banks tighten reins – Financial Post

Secondary suite or second house? Call for clarity on where ‘garden suites’ fit in Calgary – Metro Calgary