Here is your Morning News Rundown for Wednesday January 2nd:

Five Mortgage Market Predictions for 2013 – Globe and Mail

Lakeside Oasis Sylvan Lake Faces Infrastructure Issues – Calgary Herald

Frozen Out: Behind Canada’s Housing ‘Affordability Crisis’ – Globe and Mail

Facts From the 2012 Canadian Housing Observer –

Trump Tower Woes Signal Toronto’s Condo Market ‘On Thin Ice’ – Financial Post

Canadians Say Paying Down Debt Their Main Focus in 2013: CIBC Poll – Calgary Herald

CIBC Poll: New Year, Same Plan – Pay Down Debt – CIBC